Let me start off by saying, I anticipated this possibility. Also, there is a very good chance that I may be getting my panties in a bunch - but at this moment and time. I would like to have a good cry. Instead, let me tell you my story.
On Saturday, I had received the invoice and my card. WOO HOO I'm in business - at least this is what I thought. Yesterday, I go to the local C*S to pick up the clomid scrip (my last round on the fun pill). And the insurance, which I had just sent a check to, denied it.
Well, I wasn't too worried. And thought, they haven't gotten the check. So, I called the insurance company. The representative told me that my suspicions were correct. He also went on to tell me that I would need a referral from my PC. And that about the co-pay. Also he told me were to find exact information about the coverage etc. What a difference from my other insurance.
So, I called my primary care and started the process for the referral. And for once, I do feel like someone at that office has my best interests. It could be that I was very specific about my cause and maybe she found some empathy - she even wished me good luck. But, the process couldn't be done today and I may need to wait. She promised to call me back as soon as it is completed.
Now, the aggravating part, I have been trying to get answers from my REs office since Friday. I've called seven times. Generally, they are really good about responding and I don't know the reason for this last debacle. But, I finally got a call back with my questions answered. After I was done, I finally got to speak to the insurance lady.
She was also very courteous. But, per her, it takes two to four weeks for insurance approval of a cycle. So, as of today, I am very close to the beginning of my period; she should be here tomorrow to four days from now. I sit here and I want to cry. Because I was all ready to start this - to do my first IUI this month. TO TAKE THE BULL BY THE HORNS! And it may not happen.
Yet, the optimistic part of me is saying. Well, you may not get your period for another week. Who knows? Maybe, just maybe your PCOS can work in your favor, just once. And you know the earliest you've ovulated on Clomid is CD 18. SO that is about three weeks.
UGH...I still want to cry. AF is just around the corner. I can feel her knocking.
Here I am again, expecting the worst and praying for the best.
7 comments:
I am not sure what your insurance is but it took mine only minutes on the phone to get my approval for IVF. Maybe you can try to call again and see. Good luck!
Sorry Dianne, its sooo frustrating when you wanna be proactive and things beyond your control hold you back!!! Urrrhhhgh!
Hope it all goes to plan in the end.
Best of luck
X
I'm so sorry! The whole medical community can be frustrating from the insurance company to the receptionists in the doctor's offices.
I'm sorry for all of the insurance hassle. I really hope things get taken care in time for you start! How frustrated you must feel!
I'm doing the pretzel for you! I can't believe all the crap the insurance companies put us through. I swear, they DELIBERATELY make it difficult and confusing, hoping we will just go away. Stand your ground, be firm but polite, and just keep at it until you get someone who can get things done! Praying hard for you!
Carla
oh sweetie, insurance stinks...I am crossing my fingers that AF stays away for as long as you need her to and that you never, never have to wait or have that cry.
*hug*
Ugh, I know what you mean about feeling on the brink of excitement, but being pulled back at the last moment.
*hug*
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